如何在银行选择理财产品？

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不管是在哪买理财产品，都不是万无一失的。一，在银行买理财产品之前，应该先了解自己的风险承受能力。就算是银行，也是有不同额度的理财种类。如果不知道自己的承受能力，可以去找理财顾问帮你分析一下。二，再者要搞清楚理财产品的种类。据了解，目前银行理财产品有保本固定收益型，保本浮动收益型，非保本浮动收益型。第一种保本固定收益性固然就是风险比较低，收益稳定，可以说是基本**。第二种风险相对也比较低，但是收益不固定。但是既然要做理财，就不能只看一天的短时间的收益，要有长远的眼光。第三种就不建议新手或者风险承受低的人群购买，毕竟风险相对于前两种而言要大很多。如果您有更好的见解，欢迎关注~欢迎留言！