请帮忙翻译一下 关于 我国商业银行个人金融业务发展分析 的摘要 汉译英

with the continuing development of technology,the economy in every country has been developing in a sustained,fast and healthy way over the past hundreds of years.in china,with the development of economy,the finacing concept of residents and investment will were enhanced.the need for financial service ** increasing,the personel financial service development has been of strategic meaning to the development of commercial bank.with the increasing of the residents' income and financial assets,the structure of finicail assets start to change from singleness to multielement,the financial consciousness of residents ** enhacing.in the middle and later 90's,personal financial service has slowly become a main field in the financial product and the creativity of service,and it has also become a mian link of competition among bank industry.
the commercial banks are fighting to make financial service as a main development so the personal financial service has been developing in a rapid pace.it has become one of the main resources of the banks' profit.after the reform and opening policy in china and the continuing development of social**t
marketing economy,the income of residents ** increasing and family and individuals h**e become the main power of the investment and consumption in deveolpment of economy.
when china participated in wto,the opening time of bank industry ** within 2 years after the paticipation of wto,it allow the foreign banks to establ**h the rmb service:within 5 years,it gives the perm**sion of the interfering from foregin banks and the opening of rmb retail business.they can h**e the national reatment in some paticular areas.chinese bank industry are facing the intensehe impact from foreign banks.
over the past few years,chinese are eagering for comprehensive and high-leveled service of commercial banks with the accumulation and expansion of individual wealth.th** also pushes the the development of chinese individual financial service.however,with the restaint of domestic market environment and the level of technological development in banks,the market needs can't be fufilled by the development speed of individual financial service and the level of service.under th** circumstances,it ** very meanningful to explore the development of individual financial service in chinese commercial banks.th** passage trys to analyse in ways of development of the domestic commercial banks and make compar**ion with the individual financial service of foreign banks.it points out the ex**ting problems of the development of individual financial service in chinese commercial banks.it also uses the experience of development of individual finaicial service in foreign banks for reference and offers some developmental strategies against the development of individual financial service in chinese commercial banks.