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cash flow problems and thinkingwith the development of market economy, the market circulation in cash demand continues to increase, both banks, enterpr**es and institutions of the cash, or individual, privately owned and the residents of cash are growing in. the presence of large amounts of cash, as the people's daily economic exchanges to provide fast, convenient means of settlement. however, in market circulation of cash in circulation, cleanliness and so on also ex**t some problems, it ** thoughtful.a correct understanding of the problems in the circulation of cashincreasing the amount of cash. because of the economic subject beh**ior uncertainty, coupled with people's economic exchanges use large amounts of cash, bank deposit, resulting in some units, private enterpr**es and self-employed over-represented retained cash. general bank most cash ** in 6000000 yuan of above, the least commercial banks for cash in 500000 yuan. enterpr**es and institutions of the cash from the past several thousand yuan to now several million yuan or even hundreds of thousands yuan.residents hold cash increase. from the current level of interest rates low and people pay habit, people still retain a substantial cash for daily expenditure, th** was the most prominent in the country. according to the survey, residents of cash from hundreds of yuan to several thousand dollars.cleanliness of low. according to investigation, market of cash in circulation and neat degree ** generally low, stains serious damage, sometimes even affect the cash as a means of payment functions, in the purchase of goods when people are not willing to accept th** cash.coupons do not unreasonable structure. in recent years, the market circulation of cash to 100 yuan denominations cash, and coins, as well as a yuan, two yuan coupon relative reduction. the main reason ** the people's bank of china on the less, on the other hand, some people in the speculation, hoarding and profiteering. in addition, there ** a portion of the coin in the piggy bank deposit.the damaged rmb exchange hard. at present, some grassroots agency exchange personnel hand because do not master ** money exchange standard, the fear of liability and not to change; on the other hand, do not want to exchange, afraid of trouble, resulting in the hands of the people can not get timely exchange of ** money, appeared to change difficult phenomenon.to solve the problems in the circulation of cashto determine a reasonable inventory limits, cogent ra**e economic benefits. cash ** a non interest-bearing assets, to determine a reasonable inventory limits, to improve the economic efficiency of enterpr**es ** of great significance. cash, will directly affect the enterpr**e's profit, cash, cash flow ** not open, will also affect the development of enterpr**es. in general, bank to minimize inventory, to ensure that the payment ** appropriate; account unit should be scientific and reasonable retained cash, both to ensure normal pay cash, also can accelerate cash flow.efforts to improve the quality of service, aggregation of social idle capital. each company to service quality fluctuation, extensive digging chu yuan, firmly establ**h the" customer first, customer first" thought, take effective measures, and continuously improve service quality, through the establ**hment of diurnal, active extension business hours; by increasing the convenience measures, such as convenient depositors. the improvement of the service quality will make people idle hands of cash and timely bank deposit.increase the damage bill collection, improve the rmb cleanliness. people's bank of china shall strengthen anti false propaganda, hold regular training to improve things, its recognition ability, master exchange standard. to give full play to the role of exchange window, timely exchange market injury coupons, ensure the neatness of the rmb.combined with the cash flow situation, with the renminbi notes. the people's bank of china shall timely transfer bond complete **sue fund, according to market economy development on cash coupon other needs, timely delivery of cash, ensure market rates, it ** reasonable to supply. at the same time, the people's bank of china shall strengthen the publicity and superv**ion, and effectively prevent speculation phenomenon. 20210311