求一篇外国文献，要有英语原文，带不带中文翻译都行，字数大概在1000~1500左右。

financial management（这篇时关于金融管理的）很抱歉暂时没有中文翻译，我能看懂这两篇是什么意思，但是想把这两篇翻译成很专业的文章需要高手。financial management entails planning for the future of a person or a business enterpr**e to ensure a positive cash flow. it includes the admin**tration and maintenance of financial assets. besides, financial management covers the process of identifying and managing r**ks.the primary concern of financial management ** the assessment rather than the techniques of financial quantification. a financial manager looks at the **ailable data to judge the performance of enterpr**es. managerial finance ** an interd**ciplinary approach that borrows from both managerial accounting and corporate finance.some experts refer to financial management as the science of money management. the primary usage of th** term ** in the world of financing business activities. however, financial management ** important at all levels of human ex**tence because every entity needs to look after its finances.financial management: level**roadly speaking, the process of financial management takes place at two levels. at the individual level, financial management involves tailoring expenses according to the financial resources of an individual. individuals with surplus cash or access to funding invest their money to make up for the impact of taxation and inflation. else, they spend it on d**cretionary items. they need to be able to take the financial dec**ions that are intended to benefit them in the long run and help them achieve their financial goals.from an organizational point of view, the process of financial management ** associated with financial planning and financial control. financial planning seeks to quantify various financial resources **ailable and plan the size and timing of expenditures. financial control refers to monitoring cash flow. inflow ** the amount of money coming into a particular company, while outflow ** a record of the expenditure being made by the company. managing th** movement of funds in relation to the budget ** essential for a business.at the corporate level, the main aim of the process of managing finances ** to achieve the various goals a company sets at a given point of time. businesses also seek to generate substantial amounts of profits, following a particular set of financial processes.financial managers aim to boost the levels of resources at their d**posal. besides, they control the functioning on money put in by external investors. providing investors with sufficient amount of returns on their investments ** one of the goals that every company tries to achieve. efficient financial management ensures that th** becomes possible.strong financial management in the business arena requires managers to be able to:interpret financial reports including income statements, profits and loss or p&l, cash flow statements and balance sheet statementsimprove the allocation of wo**ng capital within business operationsreview and fine tune financial budgeting, and revenue and cost forecastinglook at the funding options for business expansion, including both long and short term financingreview the financial health of the company or business unit using ratio analyses, such as the gearing ratio,profit per employee and weighted cost of capitalunderstand the various techniques using in project and asset valuationsapply critical financial dec**ion making techniques to assess whether to proceed with an investmtnunderstand valuations frameworks for businesses, portfolios and intangible assetsfamily business, much success stories starting from garage(这篇时关于一个成功的家族企业的）underwent a successful family business and, sometimes never imagined by someone. the successful family business that was never imagined h** efforts will bigger since they started business from a very small scale.according to founder and owner of pt kalbe farma tbk boenyamin setiawan its success p**ed the family pharmacy business to become a public company today originated from a lot of coincidence.kalbe farma building which ** currently so much recognition ** not easy, but everything ** flowing even though at first walking a lot by trial and error.he admitted that he had failed to establ**h how many times the pharmaceutical industry he had h** return from college in the u.s. with a scholarship. starting from the product mimics the eagle cap cap beo, drugs quinine and others h**e all failed.amid failures, he planned to work into dutch, but nevertheless he did because h** brother was blocked by a doctor. from th** fate change, after going through acquaintances s**ter shop in tanjung priok, he get the location of the prospective plant ** a car garage.“that company’s former garage. if you want to start a business from the garage, the world ** experienced by other employers, in fact succeed,” he explained in a family business seminar at the ritz carlton, jakarta, thursday (11/11/2010).kalbe farma’s first business, he begins with a de-worming product. from a business advantage, he again turn into a big investment and so on until today.he said as a family enterpr**e, since two years of ex**tence kalbe farma has been preparing the company’s business philosophy ** the bas** of business kalbe farma. professional**m ** important that it believes the company remains family run.that ** the first company should continue to grow like a plant, development of science and technology must be robust, which forward the management of professional**m, and promote togetherness among five other siblings.the same story more or less experienced by the founder and owner of pt mustika ratu tbk mooryati soedibyo who claimed never to think a cosmetics entrepreneur. any success story started with a car garage of h** home that became a small factory at the beginning of a business **ing.“business started from rice kencur, starting also from the garage,” he said.mooryati tells the family business through the recognition of a challenge, especially at the time of the next generation leadership succession. mustika ratu itself has entered the second generation stage.he said the family company which ** only 40% who survive, while that can grow into large and multinational only 5% only.“human resource ** very important in running the family business,” he said.according to him about leadership succession ** not everything can be beaten flat, in some cases such as bosowa group succession was taken by the eldest aksa mahmud, while garuda food prec**ely the succession fell into the hands of children who to-12, while the owner of the lippo james riady was the second child of seven siblings.“so the first child does not necessarily want to,” he said.meanwhile, the founder and owner of bosowa group aksa mahmud said the story was originally built a business empire bosowa group only from the intention to create a better life.regarding the regeneration process in the family business, will generally occur when the problem started happening succession to the second generation and the next because of differences in perspective. so he said, the best way ** to build a family business became a public company and the portion of the div**ion of shares must be equally among family members.“with the entry into capital markets, interpensi family can be overcome,” said aksa.he also said that the regeneration can be taken from the children as well as professional employees. although he was more inclined to give priority to regeneration of the family business on the son of the owner of the family firm.“how to prepare a successor of the founder. will take from families of children or employees. if a child ** capable of the best,” he said. 20210311