不良贷款: 1. non-performing loan2. adversely classified credits3. non-performing loansfor a long time, china's loan quality ** divided into normal and unsound categories in terms of the time limit. 长期以来,**银行按期限将贷款质量划分为正常贷款和不良贷款。the five-category loan quality classification method will be applied on an overall bas**. assets management companies (amcs) will be gradually set up and substantially reduce the proportion of npls. 全面推行贷款质量五级分类方法,逐步成立金融资产管理公司,大幅度降低不良贷款比例。we should practice the five-category assets classification for bank loans and gradually set up financial assets management companies to handle the non-performing loans now held by banks. we should implement a strict responsibility system for the quality of new bank loans. 推行贷款质量五级分类办法,逐步建立金融资产管理公司,负责处理银行原有的不良信贷资产,对银行新增贷款质量实行严格的责任制。financial assets management companies shall be establ**hed in the state-owned commercial banks to process bad assets by law and transfer the debts into shares for the bank loan of some enterpr**es. th** ** a very important measure to eliminate financial r**k and relieve the burden of enterpr**es. 在国有商业银行组建金融资产管理公司,依法处置不良资产,对部分企业的银行贷款实行债转股,是化解金融风险,减轻企业负担的重大举措。loans on f**orable terms优惠贷款to furn**h credit to.贷款,提供贷款agricultural loan农业贷款 20210311
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