at present, china's rural financial innovation has entered a new stage. however, the ex**ting rural financial institutions in rural areas and farmers unable to meet the diverse financing needs, financial services lagged. thus, in rural areas urgently need to reform the ex**ting financial system, required the establ**hment of a new financial system. in th** **, a strict definition of rural banks, on the bangladesh grameen bank拉格莱min and the united states abroad, the success of community banks such as bank of towns and villages to carry out an analys** of development patterns, and domestic rural banks operating status of the pilot conducted an investigation. country because of policy support and market demand and other factors, the development of china's village banks are faced with unprecedented opportunities. but china's rural banks in the course of development ** not all smooth sailing, because of the lack of clear market positioning and mode of development of banking in our country towns and villages that ex**t in the development of a shortage of funds, profitability difficult, weak r**k control and superv**ion of difficult **sues. therefore, banks should be made clear china's rural towns and villages banks market position, set up scientific management structure. on th** bas**, to increase the **'s support for village banks and strengthen the superv**ion department of the village bank superv**ion and other measures will also h**e a village bank in china's development plays an important role. we h**e reason to believe in these measures to help towns and villages of china's banks will be more mature, in the rural economy will play an increasingly important role. r**k control; r**k prevention; market positioning给分哦!!!!!!!! 20210311
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