microcredit in china's research and analys** practice abstract: 2006 bangladesh bankers muhammad china and the creation of the grameen bank villages(grameen bank)was awarded the nobel peace prize in recognition of the bank and its founder efforts for the poor to create economic and social development opportunities.its mode of operation ** to china's"harmonious society"and provide a fresh lesson plans.construction of a harmonious society need to tilt the allocation of resources in the community bottom,but such a process ** needed tilt rich skills and creative economic beh**ior.china and its social objectives of rural banks to replace the pure profit targets,but it has received the social and economic interests of the win-win.now,he advocated microcredit activities h**e been all over the world,including developed countries,are to benefit from hundreds of millions of people.through the ford foundation,1994 by the chinese academy of social sciences rural development,such as the introduction of professor xiao du hill,and"pro-poor societies."in the form of yixian,hebei,henan nanzhao and other places experiment has been successful.in 1997,yunnan,shaanxi and other provinces also large-scale trial of microcredit.in june 2001,my home was the people's bank of wuyuan county and people's bank of wuhan branch,nanchang counts were wo**ng as a financial point of contact,the pilot started **all credit loans for farmers,and the innovation of the micro-credit"wuyuan model,"to the promotion. keyword:microcredit model of rural credit cooperatives gb model wuyuan