the subprime mortgage cr**** in 2008 of the u.s.has exerted a strong impact on countries around the globe,causing the obvious decline of the economic growth of our country,the bankruptcy of numerous enterpr**es in **all and medium size,and the severe unemployment.th** cr**** has been bringing enormous damage to the economy of china on a wide scale.th** article analyses the financial problems faced by the enterpries in **all and medium size of our country and gives some initial suggestions on how to overcome the difficult situation by evaluating the financial environment.